2025 Medicare and YOU Book

 

Check out what’s new in Medicare health insurance this year to help you manage your overall health and wellness by reviewing the Official U.S. Government Medicare Handbook, the 2025 Medicare and YOU Book!

​

Medicare Advantage and Dual Special Needs Plans (DSNP)

 

These plans offer an alternative way to get your Original Medicare, Part A and Part B, benefits. Unlike Original Medicare, Medicare Advantage and DSNP plans may also include prescription drug coverage (Part D) and additional benefits, like vision, dental, hearing coverage, over-the-counter health products,

transportation, and a fitness benefit.

​

Medicare Prescription Drug Coverage (Part D)

You can enroll in a stand-alone Medicare Prescription Drug Plan that can complement your existing Original Medicare (Part A and Part B) coverage. These plans cover a formulary of brand and generic medications.

 

Medicare Supplement Plans (Medigap)

 

Private insurance companies sell these policies to help pay some of the healthcare costs that Original Medicare (Parts A and B) doesn't cover. These plans may offer benefits such as assistance with deductibles, premiums, and copayment/ coinsurance, as well as emergency foreign travel coverage.

​

Medigap plans do not include prescription drug coverage. You’ll need to purchase a separate Part D plan for medications.

Need Medicare Coverage?

Unified Health works with consumers to find affordable Medicare coverage that meets their healthcare needs. Unified Health’s licensed agents can match consumers with a variety of Medicare coverage options, including Medicare Advantage (MA or MAPD), Dual Special Needs Plans (DSNP), Medicare Prescription Drug Coverage (PDP), and Medicare Supplement Plans (Medigap). Unified Health offers these plans through a wide range of private insurance companies that contract with Medicare.

​

We also help you understand:

• Which plans are available in your zip code

• How to coordinate Medicare with existing VA, employer, or Medicaid benefits

• What coverage fits your doctors, prescriptions, and budget

 

Unified Health can help you learn more and compare any of these coverage options to find the right plan for you.​

​

​​

​

​

​

​

​

​

​

​

​

 

 

Frequently Asked Questions

Who is eligible for Medicare?

Most people qualify for Medicare at age 65. You may also qualify earlier if you have certain disabilities or end-stage renal disease.

What’s the difference between Original Medicare and Medicare Advantage?

Original Medicare includes Part A (hospital) and Part B (medical) and is provided by the federal government. Medicare Advantage (Part C) is offered by private insurers and usually includes extra benefits like dental, vision, and drug coverage.

Do I need a Part D plan if I have Original Medicare?

Yes. Original Medicare doesn’t cover prescription drugs, so you’ll need to enroll in a stand-alone Part D plan to avoid paying out of pocket for medications.

Can I have both Medicare and Medicaid?

Yes. If you qualify for both, you may be eligible for a Dual Special Needs Plan (DSNP), which combines benefits and provides extra support.

When can I enroll in Medicare?

You can enroll during your Initial Enrollment Period (around your 65th birthday), during the Annual Enrollment Period (October 15–December 7), or during a Special Enrollment Period if you qualify.

How can Unified Health help?

Unified Health connects you with licensed agents who compare plans from trusted carriers and help you find the Medicare coverage that’s right for your needs and budget.